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You need to know the matchup or have a good read/Peek style information to sensibly make that kind of call but it is a nice easy win when you get it right

While some people might assume that being gold gives them more value than a standard card (thanks to the value of actual gold), most gold cards fall squarely into the $2-$5 range of value

The card just has to already be extremely valuable at higher PSA gradings due to high demand and limited supply

As for this particular variant being so expensive

It just means the ink layers got shifted during the printing process and didnt align right

Most Commander players arent going to be cruel enough to cast those spells purely to hose you on mana, but when there are several problem artifacts on the battlefield that need to be dealt with, your mana sources can easily be collateral damage